For many working Australians, superannuation can be an effective way to secure your financial future in retirement. It’s important to regularly review your superannuation fund and level of contributions to ensure your fund is on track to help you reach your retirement goals. The more extensive your goals, the more super you’re likely to need to provide sufficient retirement income, so it’s important to know what strategies you could be using.
Maximising your super
The government provides tax incentives to encourage Australians to invest in super. You might consider setting up a salary sacrifice arrangement with your employer, allowing you not only to make super contributions from your pre-tax salary but also potentially reducing your income tax bill.
It is never too late to take control of your super, but the rules are complex. It is important to get financial advice to ensure you make the most of your superannuation.
Speak to us to find out more
A financial adviser from Cape Financial Planning Pty Ltd can help you make sure you are as ready as you can be so you are able to look forward to your retirement.
To find out how we can help you plan a successful retirement, please call 08 9751 2022 or email us.
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